This site: http://www.Frennie.com

 

Government:
http://www.usa.gov/Citizen/Topics/Benefits.shtml

http://www.usa.gov/shopping/realestate/mortgages/mortgages.shtml

http://www.govloans.gov/loans


FHA: http://www.hud.gov/buying/loans.cfm


Tabs:

 

 

Fannie Mae – wikipedia and other links
http://en.wikipedia.org/wiki/Fannie_Mae

http://www.fanniemae.com

 

Freddie Mac – wikipedia and other links
http://www.freddiemac.com

http://en.wikipedia.org/wiki/Freddie_Mac


Good rates:
 

Brokers often still offer good rates
 

Well Fargo Bank: https://www.wellsfargo.com/mortgage/rates

 

GMAC: http://www.gmacmortgage.com

 

BofA: good on jumbo loans.


Some credit unions
PenFed – good 5 year ARMs (including Jumbo)
https://www.penfed.org/productsAndRates/mortgages/mortgageRatesListing.asp

 

StartOne – ARMs (including Jumbo)
http://www.starone.org/home/rates#adjrealrates
 

Conforming limits. (Page address should be: www.Frennie/limits).
Explanation: http://en.wikipedia.org/wiki/Conforming_loan

 

The lowest rates available for the following amounts:
 

# of Units

Amount

High Cost Area

 

1

$417,000

$625,500

 

2

$533,850

$800,775

 

3

$645,300

$967,950

 

4

$801,950

$1,202,925

 


* For expensive areas limits are higher, and lenders are offering loans that are sold to Fannie and Freddie. They are called some times “super-conforming”.
* Rates for super-conforming, although may be lower than for Jumbo loans are higher than for conforming.